# Is the Stock Market Open Today? Does the Post Office Deliver Mail on Columbus Day / Indigenous Peoples’ Day?

Every year on the **second Monday of October**, the United States observes **Columbus Day**, which many jurisdictions now also call **Indigenous Peoples’ Day**. But what does this holiday mean for financial markets and postal services? In short: it depends. Below is a clear guide on what’s open, what’s closed, and how services are affected on this dual observance day.

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📈 Stock Market vs Bond Market

* The **New York Stock Exchange (NYSE)** and **Nasdaq** remain **open** for normal trading on Columbus Day / Indigenous Peoples’ Day. ([MarketWatch][1])

* However, the **U.S. bond market** is **closed** on this day. ([MarketWatch][1])

* Other markets (commodities, derivatives) may see limited or modified operations depending on the exchange. ([Barron's][2])

**Takeaway**: If you're a stock investor, the market is functioning normally today. But if you deal in bonds, markets are shut.

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📪 Postal Service & Mail Delivery

* The **U.S. Postal Service (USPS)** does **not deliver mail** on Columbus Day / Indigenous Peoples’ Day. ([About USPS][3])

* USPS **retail offices will also be closed**. ([About USPS][3])

* **Exception**: **Priority Mail Express** (a premium USPS service) may still be delivered since it operates 365 days a year. ([About USPS][3])

* **FedEx** and **UPS** services generally continue, though some operations (especially FedEx) may run on a **modified schedule**. ([MarketWatch][1])

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## 🏦 Banks, Government Offices & Other Services

* Since Columbus Day is a **federal holiday**, many **federal agencies and government offices** are closed. ([MarketWatch][1])

* Most **banks** also close physical branches, though **ATMs and online banking** remain available. ([MarketWatch][1])

* In places where Indigenous Peoples’ Day is the preferred observance, state or local offices may observe either holiday. ([statesman.com][4])

* **Schools** are typically closed, subject to individual district policies. ([MarketWatch][1])

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💡 Why the Mixed Schedule?

Columbus Day is a **federal holiday**, so many government-related services observe it (closing for the day). However, **stock exchanges** do not treat it as a holiday and choose to remain open. The **bond market**, more closely tied to federal operations, closes in alignment with the holiday. The postal service, being a federal entity, fully observes the day off for all non-premium mail.

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